To file or not to file is one of the most serious financial decisions you will ever make. It is critical that you fully understand possible alternatives to make the best decision for your financial circumstances. As a result of a 2005 amendment to the bankruptcy law, you are required to receive a pre-filing counseling session and a certificate of completion that must be given to your attorney if you decide to file for bankruptcy.
How does it work?
- A counseling session lasts around 90 minutes
- Counseling and a certificate of completion may be face-to-face, over the telephone, or via the internet
- Bankruptcy must be filed no later than 180 days from date of counseling
- Once you have completed the course online, a Certified Counselor will contact you within 1-3 business days and a certificate will be issued and sent to you/your attorney.
Schedule an Appointment Today 1-800-757-2227
To complete the Pre-filing course online click on the link below:
Counseling Individual Fee $35*
Counseling Couple Fee $50*
(to pay with cash or money order, please call for instructions)
*If you would like to complete the course in-person call 706.327.3239.